As August draws to a close and September is just around the corner, Maiki and I are preparing to move to our seventh home of this year. We'll be going to dog-sit Maiki's buddy, Ecco, (who starred in the Valentine's Day video with her: click here to watch the video.) That'll be fun, but unfortunately it'll only be for ten days, while Ecco's owner and a friend with cancer are walking part of the Camino de Santiago. From September 10th, we'll be homeless once again and looking for our eighth home of 2023.
In a blog post at the end of June (click here to read it), I explained the factors that had led to the current housing crisis in Spain. A few things have happened since then... which have led to new challenges but possibly also to new opportunities.
At the beginning of this year, a main obstacle to my finding housing was the fact that landlords were requiring renters to take out an insurance policy in case they found themselves unemployed and were unable to pay the rent (which is what happened a lot during the pandemic.) However, the insurance companies were refusing to issue such policies unless the rental contract and utilities were less than 30% of the renter's salary. This meant that to view a flat with a monthly rental of €1500, for example, you had to prove that your salary was almost €5000 a month. Completely unrealistic for most people looking for rental accommodation, and totally impossible for people like myself who can prove no salary at all.
In May of this year, it became obvious that something needed to done. Renting a flat or house was something that was now only possible for the very rich. So the Spanish government passed a new law. In "stressed housing areas," they said (places where the average rental was far above 30% of a normal person's salary), it would be illegal to insist on this requirement. The law further stipulated that the estate agent's fees should now be paid by the home owner and no longer by the person who was looking for a place to rent.
This initially suggested that house hunting would begin to look more hopeful for people like myself. While there would be no change in the actual cost of renting, it would again become accessible to people with a more normal level of income.
But the law came with its own backlash: some landlords, those who owned their homes outright, were willing to take the risk of renting to someone who wasn't "well off,' but many homeowners, including those who perhaps bought a property for the purpose of renting it out to pay the mortgage, just weren't willing to take the risk of renting to someone who might default on the payments and put their mortgage at risk. So, now there are fewer properties available for rental; you can search for weeks and there's simply nothing..... or you find just a handful of options with a genuinely extortionate price tag. As some landlords have decided not to rent out their houses any more, those who are still offering homes for rent can afford to demand higher payments.... knowing that there will be foreigners, usually Scandinavians or Americans, who are happy to pay the high rents, finding them to be no more expensive than what they were paying back home.
The bad news is that this means there are even fewer rentals available than there were at the beginning of the year. The good news is that some of those properties no longer being rented out will very likely be put on the market and be for sale over the coming few months.
So I'm continuing to keep up my search for a place to rent.... but I'm also increasingly open to the possibility that my long term solution might involve having to buy something small for myself. That's a scary thought in some ways; I've dreamed of owning my own home, but never imagined it to be something that would be possible for me, living on a lower than average income.
But I'm getting so weary of moving house every month and not having access to all my stuff (furniture, books, clothes...) and I'm open to whatever solution God may bring across my path.
Thank you for praying that I will have strength and wisdom for the weeks ahead.








